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The national average five-year CD yield was 1.38 percent APY, which is higher than the rate of 1.41 percent around a year ago. CD rates have decreased from their current-cycle peak in October 2023.
The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%. When was the last time CD rates were 5%? The last time that CD rates were at or above 5% ...
Rates are dropping but you can still get up to 4.75% with today’s top CD rates. ... A History of Top CD Rates: 2010 to 2024 ... Best 1-Year CD Rates. Best 5-Year CD Rates.
A History of Top CD Rates: 2010 to 2024. ... Best 3-Month CD Rates. Best 6-Month CD Rates. Best 1-Year CD Rates. Best 5-Year CD Rates. Best No-Penalty CD Rates. Best Jumbo CD Rates.
For example, an investor beginning a three-year ladder strategy starts by depositing equal amounts of money each into a 3-year CD, 2-year CD, and 1-year CD. From that point on, a CD reaches maturity every year, at which time the investor can re-invest at a 3-year term.
12-month (1 year) CD. 1.83%. 1.84%. Down 1 basis point. 24-month (2 year) CD. 1.52%. 1.52%. No change. ... CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s ...
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