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The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...
Lee M. Jackwig is a United States Bankruptcy Judge in the Southern District of Iowa. Judge Jackwig was initially appointed on November 3, 1986 and was reappointed in 2000, Succeeding U.S. Bankruptcy Judge Anita L. Shodeen. [1] Her chambers are in Des Moines, Iowa.
Chapter 13 bankruptcy, also called a reorganization, is a legal process that allows you to restructure your debt to be more manageable based on your finances. With the help of an attorney, you ...
Key takeaways. There are two common types of bankruptcy: Chapter 7 and Chapter 13. Filing for bankruptcy is a time-consuming process that can take years to stop affecting your finances.
March 15, 2024 at 8:08 PM. A pair of Iowa developers has filed for bankruptcy in federal court, leaving the future of homes and properties in three states — including those yet to be constructed ...
t. e. United States bankruptcy courts are courts created under Article I of the United States Constitution. [1] The current system of bankruptcy courts was created by the United States Congress in 1978, effective April 1, 1984. [2] United States bankruptcy courts function as units of the district courts and have subject-matter jurisdiction over ...