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2. Home Mortgage Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Home_Mortgage_Disclosure_Act

   Home Mortgage Disclosure Act; Long title: An Act to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure. Enacted by: the 94th United States Congress: Effective ...

3. HUD-1 Settlement Statement - Wikipedia

   en.wikipedia.org/wiki/HUD-1_Settlement_Statement

   The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

4. What is a closing disclosure? - AOL

   www.aol.com/finance/closing-disclosure-190005117...

   A closing disclosure is a legally-required, five-page statement of your final mortgage loan terms and closing costs. It contains details about your loan term, monthly payments, fees and other ...

5. Home Owners' Loan Corporation - Wikipedia

   en.wikipedia.org/wiki/Home_Owners'_Loan_Corporation

   HOLC was established as an emergency agency under Federal Home Loan Bank Board (FHLBB) supervision by the Home Owners' Loan Act of 1933, June 13, 1933. [6] It was transferred with FHLBB and its components to the Federal Loan Agency by Reorganization Plan No. I of 1939, effective July 1, 1939.

6. Mortgage rate history: 1970s to 2025 - AOL

   www.aol.com/finance/mortgage-rate-history-1970s...

   1980s mortgage rate trends At the beginning of 1980, homes in the U.S. cost a median of $63,700, according to the Department of Housing and Urban Development (HUD). By 1990, that median had risen ...

7. How long should I keep mortgage statements and documents? - AOL

   www.aol.com/finance/long-keep-mortgage...

   Closing documents, including the closing disclosure, deed of trust or mortgage note: These are important to keep because they outline the financial and legal agreements of the transaction ...