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Key takeaways. Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly snowball into paying a lot in interest charges.
For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.
This won't take your credit card interest to zero, but getting a lower APR can help you save money on interest -- and pay off credit card debt faster. 3. Pay off higher-interest cards first
Many credit cards charge interest rates of 20% or higher. Check out the best strategies to follow and never pay interest on your credit card.
With credit card rates averaging at 23%, avoiding interest is key to staying out of debt. Check out the four best strategies to avoid interest forever.
Key takeaways. High-interest credit cards can significantly increase the cost of carrying a balance, with rates around 30% APR being particularly expensive.
A high interest rate on your credit card is typically only an issue if you often carry a balance from month to month. ... interest credit card account to avoid paying high interest charges. Since ...
Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest
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