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2. How to buy life insurance without a medical exam - AOL

   www.aol.com/finance/buy-life-insurance-without...

   No-medical-exam life insurance is a type of policy that allows you to obtain coverage without undergoing a medical exam. ... This type of insurance is often used to cover end-of-life expenses ...

3. 7 Times You Can Get Life Insurance With No-Exam Policies

   www.aol.com/lifestyle/7-times-life-insurance-no...

   No-exam life insurance after issuance works precisely like other life insurance policies: The policyholder pays the premiums. In the event of the policyholder’s death, the life insurance policy ...

4. Final expense insurance - AOL

   www.aol.com/finance/final-expense-insurance...

   Final expense life insurance, sometimes referred to as guaranteed issue, guaranteed acceptance, funeral or burial insurance, is a type of whole life insurance designed to cover end-of-life ...

5. McCarran–Ferguson Act - Wikipedia

   en.wikipedia.org/wiki/McCarran–Ferguson_Act

   South-Eastern Underwriters Association, 322 U.S. 533 (1944), 4-3 decision written by Justice Hugo Black, reversed the district court, holding that (1) the Sherman Act intended to cover the alleged acts of monopolization; and (2) that the transaction of insurance across state lines was "commerce among the states" which the Constitution permitted ...

6. Internal Revenue Code section 79 - Wikipedia

   en.wikipedia.org/wiki/Internal_Revenue_Code...

   In a non-discriminatory Section 79 plan, the first $50,000 of coverage is provided free to all employees. Any group coverage over this amount is deemed a benefit for which the employee must pay. The pure insurance portion is factored using the Internal Revenue Service (IRS) published Table I rates [3] (scroll to page 5).

7. Individual shared responsibility provision - Wikipedia

   en.wikipedia.org/wiki/Individual_shared...

   However, certain exemptions must be granted by the health insurance marketplace in advance, like coverage exemptions for certain hardship situations and for members of certain religious sects. [13] The following table shows some types of exemptions available and indicates whether the exemption is granted by the marketplace, claimed on a tax ...