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The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, [1] which replaced the Payment Services Directive (PSD), Directive 2007/64/EC [2]) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA).
Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication , to increase the security of electronic payments. [ 1 ]
The Berlin Group consist of almost forty banks, associations and payment service providers (PSPs) from across the European Union. The objective was to define open and common scheme- and processor-independent standards in the inter-banking domain between creditor banks and debtor banks and to complement the work carried out by organisations like the European Payments Council.
In October 2015, the European Parliament adopted a revised Payment Services Directive known as PSD2. [19] The new rules were aimed at promoting the development and use of innovative online and mobile payments through open banking. [8] [20] It introduced a number of new services, definitions, and obligations for market participants.
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The Trump administration ordered a critical agency that assists other government departments to cancel all of its media contracts amid outrage over federal tax dollars flowing to news outlets ...
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