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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    A personal loan calculator allows you to compare the payments on a variety of loan terms to figure out which one is the best fit for your budget. This is important because personal loan interest ...

  3. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    Overall, this option requires understanding exactly how much new debt (in the form of a personal loan) you can take on while still falling below the maximum debt-to-income ratio allowed for a ...

  4. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    Predictable payments: If you refinance to a new fixed-rate loan, your monthly principal and interest payments won’t change. That’s not the case with home equity lines of credit (HELOCs ...

  5. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

  6. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    You should also check their rates and use them with a personal loan calculator to get the most accurate idea of what your monthly payment will be. 3. Review lender requirements and gather ...

  7. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...