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  2. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging.

  3. Are life insurance loans a bad idea? - AOL

    www.aol.com/finance/life-insurance-loans-bad...

    Loans: When you take a loan from your life insurance policy, you’re borrowing against the cash value. This means the cash value remains intact while the insurer lends you the money, using the ...

  4. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Use term life insurance to cover “big ticket” items like housing, car loans and raising children, which are finite since the loans get paid off and children eventually become independent.

  5. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1] Indexed life usually provides a floor of 0%, but offers higher upside interest crediting based on the performance ...

  6. Premium financing - Wikipedia

    en.wikipedia.org/wiki/Premium_Financing

    Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium.Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms.

  7. Mortgage life insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_life_insurance

    Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage .

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