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  2. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    The simplest way to make sure your deposits of more than $250,000 are covered is to move any excess money into a new account at a different FDIC-insured bank. The FDIC insures up to $250,000 per ...

  3. 7 best ways to insure excess deposits - AOL

    www.aol.com/finance/7-best-ways-insure-excess...

    NCUA insurance, like FDIC insurance, is backed by the full faith and credit of the U.S. government. ... which allows an individual to insure up to $3.75 million by opening CD and money market ...

  4. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    FDIC insurance covers up to $250,000 on individual deposit accounts in the event that the bank fails. ... with a cap of $1.25 million for accounts with five or more beneficiaries. ...

  5. Certificate of Deposit Account Registry Service - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_Deposit...

    The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).

  6. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    The FDIC insurance limit of $250,000 includes principal and interest. If you deposit $250,000, and it earns $4,000 in interest, you are insured for only $250,000 if your bank fails. If you deposit ...

  7. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ever lost a penny of FDIC-insured funds". [11] [12] Deposits placed with non-bank fintech financial technology companies are not protected by the FDIC against failure of the fintech ...

  8. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    The FDIC insures up to $250,000 per depositor, per FDIC-insured bank, per ownership category. This guarantees consumers that their money is safe if a bank fails, as long as their balances are ...

  9. Make This Move Now to Insure $1.5 Million or More at a ... - AOL

    www.aol.com/finance/move-lets-insure-1-5...

    The bad news: Just because an account is held by a bank doesn't automatically mean it's insured. The good … Continue reading → The post This Move Lets You Insure $1.5 Million or More at a ...