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In 1946, HMSA joined the Blue Shield Association. During the 1950s, HMSA introduced a Major Medical Plan to help protect against the cost of catastrophic illness. [4] In the 1960s, HMSA developed health plans for senior citizens, college students, and the unemployed. Drug, dental and vision plans, and preventive benefits, were introduced.
Blue Shield was developed by employers in lumber and mining camps of the Pacific Northwest to provide medical care by paying monthly fees to medical service bureaus composed of groups of physicians. [9] [10] In 1939, the first official Blue Shield plan was founded in California. In 1948, the symbol was informally adopted by nine plans called ...
Major insurers selling Medicare Part C plans include Aetna, Blue Cross Blue Shield, ... Those frequently include dental care, ... Another type is a PPO (Preferred Provider Organization), which ...
Blue Shield of California's provider network currently includes 65,000 physicians [19] and more than 340 hospitals statewide. [20]In the California Healthcare Quality Report Card 2009 Edition, Blue Shield of California received 3 out of 4 stars in Meeting National Standards of Care and 2 out of 4 stars in How Members Rate Their HMO.
Preferred Provider Organization (PPO): In a PPO, a person benefits from the most significant cost-savings by choosing in-network providers, although they may also visit out-of-network providers ...
PPO. The Preferred Provider Organization plan is the most popular for those with employment-based insurance (currently 47% of them, in fact). PPOs allow the most flexibility in that people can ...
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