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Credit cards are a popular credit-building option for American consumers. In 2023, about four out of five American adults (82 percent) had a credit card.However, credit cards are not the only option.
Responsible credit card use, such as making timely payments and keeping balances low, can help you establish a positive credit history. If you have no credit history or poor credit, you may need ...
If you have no credit history or poor credit, you can explore credit cards that are easier to get approved for. Retail credit cards tend to require only a fair score, so check to see if your ...
A solid credit score can do a world of good for your finances -- it'll be cheaper for you to borrow money, of course, but you also might have an easier time getting a job, renting an apartment, or ...
See more in Credit or ask a money question . 4. Get a Co-Signer. If you can’t qualify for credit on your own, you may be able to get a family member or friend who has good credit to co-sign for ...
To build credit, you have to get approved for credit. But often, you’ll get rejected if you don’t have a solid credit history — which is incredibly frustrating if you’ve never had credit ...