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  2. AOL MyLifeProtected - MyBenefits - AOL Help

    help.aol.com/products/mylifeprotected

    As an AOL member you can now have access to a wide variety of digital tools and insurance products to protect the life you’re building and to keep accidents from landing you in debt. AOL MyLifeProtected makes it easier for you to navigate the insurance buying process and understand the market-leading insurance plans that best meet your insurance needs.

  3. These states are increasing minimum coverage ... - AOL

    www.aol.com/finance/states-increasing-minimum...

    The phrase refers to the lowest amount of liability car insurance coverage that drivers must carry according to state laws. You may have seen numbers listed on your policy, such as 30/60/15.

  4. How does auto liability work?

    www.aol.com/finance/does-auto-liability...

    The uninsured motorist coverage and underinsured motorist coverage options are structured similarly to liability, but pay for your damages if someone hits you and doesn’t have any insurance or ...

  5. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Umbrella insurance: Umbrella policies may help pay liability claims after your personal liability insurance reaches its limit. For example, if a court awards an injured person $500,000 after ...

  6. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    For liability coverage, most insurance professionals advise that you purchase limits higher than state minimum levels to protect yourself against financial strain in the event of an at-fault accident.

  7. Increased limit factor - Wikipedia

    en.wikipedia.org/wiki/Increased_limit_factor

    The basic limit is a lower limit of liability under which there is a more credible amount of data. [2] For example, basic limit loss costs or rates may be calculated for many territories and classes of business. At a relatively low limit of liability, such as $100,000, there may be a high volume of data that can be used to derive those rates.

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