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Rocket Mortgage 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans 3% for conventional loans, 10%-15% for jumbo loans, 3.5 for FHA loans, none for VA loans
Key takeaways. A no-doc mortgage offers a way to get a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs.
A loan with few to no documentation or credit history requirements is easier to qualify for, but generally carries a significantly higher interest rate. [2] The term came to prominence during the 2007-2008 financial crisis when up to one-third of all new mortgages issued were no-doc or low-doc loans. [3]
15- and 30-year fixed-rate mortgages; FHA loans ... Home Equity Loans; Brands: Rocket Mortgage: Revenue: US$15.735 billion (2020) Operating income. US$9.532 billion ...
Alt-A interest rates, which are determined by credit risk, therefore tend to be between those of prime and subprime home loans, although there is no single accepted definition of Alt-A. [2] Typically Alt-A mortgages are characterized by borrowers with less than full documentation, average credit scores, higher loan-to-values, and more ...
With so many mortgage lenders out there, ... Rocket Mortgage. 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans ... There’s also income-based down payment assistance ...
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