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This provision allows the lower-earning spouse to receive up to 50% of the higher-earning spouse’s benefit at full retirement age, but not until the spouse has become eligible for benefits.
According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...
For example, say you qualify for $800 per month in retirement benefits based on your career earnings, while your spouse will collect $2,000 per month at full retirement age. Your maximum spousal ...
Social Security calculates retired worker benefit amounts using a formula that factors in the 35 years when someone's earnings were the highest. At full retirement age, one is eligible to receive ...
Here's how the new Social Security spousal benefit rules work and how spousal benefits are calculated, so you can maximize your Social Security benefit. 'Deemed Filing' for Retirement Benefits Has ...
Image source: Getty Images. 1. You can't grow a spousal benefit. Your spousal Social Security benefit has a maximum value -- 50% of your current or ex-spouse's benefit at their full retirement age ...