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  2. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    After a bankruptcy has discharged and closed, you may be eligible for a conventional mortgage as well as an FHA, VA or USDA loan if you qualify. “But you’ll need to meet the waiting period ...

  3. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

  4. VA home loan requirements for 2024 - AOL

    www.aol.com/finance/va-home-loan-requirements...

    The VA doesn’t heavily regulate the loans it backs or set borrower qualifications, but the lender issuing the VA loan applies its own underwriting criteria. As a result, factors like an ...

  5. How to get a VA home loan - AOL

    www.aol.com/finance/va-home-loan-194111486.html

    While FHA loans require a down payment of at least 3.5 percent of the purchase price, VA loans will let you borrow the money without contributing any money from your savings – making these much ...

  6. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    If you have a 580 credit score or above, you only need to put down 3.5% to qualify for a mortgage. If your score is between 500 and 580, you’ll need to put down 10%.

  7. VA loans: What they are and how they work - AOL

    www.aol.com/finance/va-loans-200043770.html

    For those who are eligible, VA loans have many benefits, but they also have drawbacks to consider. Pros of a VA loan. No down payment: VA loans allow you to purchase a home with zero down payment ...

  8. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Seasoning requirements can also apply to getting a loan after bankruptcy or foreclosure, and to mortgage refinances. ... VA loan. 2 years for Chapter 7 or Chapter 11; 1 year and court permission ...

  9. How bankruptcy affects your mortgage - AOL

    www.aol.com/finance/bankruptcy-affects-mortgage...

    Type of bankruptcy. What it means for you. Chapter 7. Often referred to as liquidation, this type of bankruptcy means selling off your non-exempt assets to repay your debt.

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