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The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...
To annualize a holding period return means to find the equivalent rate of return per year. Assuming income and capital gains and losses are reinvested, i.e. retained in the portfolio, then:
The stock market has been roaring for the past decade, with the S&P 500 boasting an annualized return of 13%.On Friday, Goldman Sachs published a research note projecting the next decade won't be ...
Annual percentage yield (APY) is a normalized representation of an interest rate, based on a compounding period of one year. APY figures allow a reasonable, single-point comparison of different offerings with varying compounding schedules.
The IRR of an investment or project is the "annualized effective compounded return rate" or rate of return that sets the net present value (NPV) of all cash flows (both positive and negative) from the investment equal to zero.
Base rate usually refers to the annualized effective interest rate offered on overnight deposits by the central bank or other monetary authority. [citation needed] The annual percentage rate (APR) may refer either to a nominal APR or an effective APR (EAPR). The difference between the two is that the EAPR accounts for fees and compounding ...
The annualized loss expectancy (ALE) [1] is the product of the annual rate of occurrence (ARO) and the single loss expectancy (SLE). It is mathematically expressed as: = Suppose that an asset is valued at $100,000, and the Exposure Factor (EF) for this asset is 25%.