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A $25,000 car loan financed over five years at a 4 percent interest rate requires a monthly payment of $460. You can use an auto loan calculator to do the math for your prospective loan.
New Cars With Monthly Payments of $400 or Less. Unless otherwise stated, this table assumes a 6.84% interest rate (avg. for new cars) and a 60-month loan.
For example, Cruze discussed how car dealerships often mark up the prices for less in-demand vehicles that qualify for 0% financing through the manufacturer. These loans also often have strict ...
0% financing or zero ... in a 12.48% effective interest rate for the ... value purchases such as car deals, the costs for the 0%-financing are compensated by going up ...
Stoozing is the act of borrowing money at an interest rate of 0%, a rate typically offered by credit card companies as an incentive for new customers. [6] The money is then placed in a high interest bank account to make a profit from the interest earned. The borrower (or "stoozer") then pays the money back before the 0% period ends. [7]
In an effort to boost sales in the U.S. in the early 2000s, Mitsubishi Motors began offering a "0–0–0" finance offer—0% down, 0% interest, and $0 monthly payments (all repayments deferred for 12 months).