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The AllPoint Network seems to be a predominantly US/North America thing (although their find-an-ATM website did show a bunch of participating ATMs in a quick search of "London, UK"). Not sure why Capital One doesn't simply list AllPoint as ONE of the networks in which its card doesn't charge fees, as opposed to implying that it's the ONLY one ...
In Spain, most ATMs will charge a fee for use (3 to 7 euro) and nearly all will offer DCC, so be aware of that. While no guarantee, I did use a Unicaja ATM with no fees and in the past Rural Caja ATMs without a fee. But it does vary, both fee or no fee and the amount of the fee.
Capital One 360 A... Capital One 360 ATM card and Allpoint ATM's. I just opened a Capital One 360 Checking Account because I read on this forum that it had some of the lowest fees for traveling in Europe and for a second debit card. When checking locations for their ATM's (Allpoint) in Italy, it appears that there are none.
Northamptonshire, England. 03/08/23 02:14 PM. 33771 posts. you will find that Swiss machines are often partial to dispensing CHF 100 notes as default. That's fine and Swiss folks and businesses are used to them... if you don't want all of it that large make a withdrawal ending in 20s or 50, such CHF 280.
I preferred getting money from Carrefour stores ATMs and Lidl Bank/Stores ATMs. Both ask how you want your money. In France, you will do much better with no higher than 20 euro notes; tens are better. Many machines I ran into say they'll take 20's but, in reality, won't take more than a ten.
I am never concerned if the ATM is affiliated with a bank or not. If a fee is presented, decline and try another. If DCC is offered, choose to do the transaction in euros. Probably have used ATMs at Schipol half a dozen times over the years, never paid a fee or more than my normal ATM transaction.
06/20/07 02:41 PM. 23600 posts. I would more than double this question. IT IS MY UNDERSTANDING, that the ATM has to be tied into one or more of the networks. The most common are plus and cirrus. If the allpoint network isn;t available in Europe or some arrangement to use someones else network, you card will not work.
Bancomats in Europe are ATMs. That is the more common word. AND ATMs will only take debit cards for the networks associated with that ATM. They can used multi networks and your card may access more than one network. But the networks have to match. My credit union debit card is both PLUS and STAR.
Pittsburgh, PA, USA. 07/01/22 06:21 PM. 535 posts. I have a Capital One bank account that I use exclusively for travel. It has an ATM card and, at least in Italy, no fees are charged on either end. I've been using this account for at least 10 years and have always been happy with the euro/dollar exchange rate.
It seems to me some of the ATM in Prague even set their own exchange rate such as Euronet ATM. Paying the "standard fee" is ok. What I mean by "Standard fee" is like "transaction fee" each time using ATM by a bank different from the bank of the debit card. That is a fixed fee like $2-$4 each transaction no matter how much is withdrawn.