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  2. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

  3. Want a Perfect 850 Credit Score? Do These 5 Things - AOL

    www.aol.com/want-perfect-850-credit-score...

    People with perfect scores have long credit histories, which is why baby boomers and older generations account for 66% of people with an 850 score. ... This is where having a long credit history ...

  4. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit score is a numerical rating of your creditworthiness based on your credit history. You can improve your credit score by making responsible use of credit, such as paying your bills on time.

  5. From payment history to what’s owed, here’s how to unravel ...

    www.aol.com/news/payment-history-owed-unravel...

    Using different types of credit, from student and auto loans to mortgages and credit cards, can help give your score a boost. New credit: 10%. The final piece includes the number of recently ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

  7. 2 Reasons People With High Credit Scores Have Multiple Credit ...

    www.aol.com/2-reasons-people-high-credit...

    For example, let's assume you have four cash back credit cards, each with a credit limit of $10,000, giving you access to $40,000 of credit. If you only use 4% of your available credit, you would ...

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