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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check loans do not require a review of your credit score, which can make them convenient if you have bad credit. But they can be risky and often have extremely high interest rates and ...

  3. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    While there are certainly lenders who offer bad credit loans, you will typically obtain a more favorable interest rate and terms when using a cosigner. Generally, a credit score of between 670 to ...

  4. Best Personal Loans With No Origination Fees - AOL

    www.aol.com/finance/best-personal-loans-no...

    However, these loans also come with an autopay discount, which amounts to 0.50% off your interest rate. Loan terms range from 24 to 240 months, and there are no fees associated with the loan ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Payday loans: These loans are a costly form of debt that cater to borrowers with poor credit. Payday loans typically come with steep fees and interest rates well over 300 percent.

  6. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    You aren’t required to have a cosigner to refinance a loan, but a cosigner can help if you’re not able to get approval on your own, whether due to poor credit or a risky borrowing history.

  7. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Private student loan programs generally issue loans based on the credit history of the applicant and any applicable cosigner, co-endorser or coborrower. [9] Students may find that their families have too much income or too many assets to qualify for federal aid, but lack sufficient assets and income to pay for school without assistance. [ 10 ]

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