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2. What does no-fault state mean? - AOL

   www.aol.com/finance/does-no-fault-state-mean...

   Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

3. These states are increasing minimum coverage ... - AOL

   www.aol.com/finance/states-increasing-minimum...

   Required in no-fault states. Medical payment coverage (MedPay) ... This means that each individual state can decide if car insurance is mandatory and, if so, the required minimum policy limits. In ...

4. Moving to a new state? Here's how to switch your car ... - AOL

   www.aol.com/finance/car-insurance-moving-states...

   In choice no-fault states, you pick your system when you buy car insurance — either at-fault or no-fault. If you pick the no-fault option, your insurance covers your injuries regardless of who ...

5. No-fault insurance - Wikipedia

   en.wikipedia.org/wiki/No-fault_insurance

   In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...

6. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

7. Minimum car insurance coverage requirements in each state - AOL

   www.aol.com/finance/minimum-car-insurance...

   The most flexible state for car insurance alternatives is New Hampshire. In New Hampshire, drivers are not required to carry auto insurance, except in cases where they must have an SR-22. Here are ...

8. How is fault determined in a car accident? - AOL

   www.aol.com/finance/fault-determined-car...

   When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.

9. 10 States With the Cheapest Car Insurance - AOL

   www.aol.com/10-states-cheapest-car-insurance...

   The 10 states with the cheapest car insurance rates in the U.S. ... Those who don't live in one of the 10 states above could see higher average annual premiums through no fault of their own. But ...