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  2. Bad check restitution program - Wikipedia

    en.wikipedia.org/wiki/Bad_Check_Restitution_Program

    A federal court in Sacramento, California ruled that the person who ran the private company violated the Fair Debt Collection Practices Act and California law by charging unlawful fees, pretending to be the district attorney's office and making false threats to have check writers arrested., [11] and later awarded about $750,000 in damages.

  3. Replevin - Wikipedia

    en.wikipedia.org/wiki/Replevin

    A common example is where an automobile finance company initiates a replevin action to gain possession of a vehicle, following payment default. Replevin actions are usually employed when the lender cannot find the collateral, or cannot peacefully obtain it through self-help repossession. Replevin actions may also be pursued by true owners of ...

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds; in which case the creditors ...

  5. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Even if it’s not outright fraud, a debt collector has no right to take your money if they cannot validate the debt. 4. They request an unconventional payment method

  6. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Debt settlement programs. With a debt settlement program, you or a third-party company negotiates with creditors to settle debts. If you choose the latter path, the company creates a dedicated ...

  7. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Key takeaways. You might consider going through the debt settlement process if you have a lot of credit card debt. You can negotiate with the card issuer yourself or work with a reputable debt ...

  8. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Repayment timeline: It typically takes between two to four years to complete a debt settlement program. However, this is based on the total amount of debt and creditors you have. Check the website ...

  9. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    Neither the creditor nor private debt collection agencies may use force or seize property against the will of the debtor. [citation needed] Specific forms of self-help repossession for real estate are legal. For example, a landlord may seize the tenant's property in a rented object if there are outstanding payments. [9]