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  2. Misrepresentation - Wikipedia

    en.wikipedia.org/wiki/Misrepresentation

    The law of misrepresentation is an amalgam of contract and tort; and its sources are common law, equity and statute. In England and Wales, the common law was amended by the Misrepresentation Act 1967. The general principle of misrepresentation has been adopted by the United States and other former British colonies, e.g. India.

  3. Adverse selection in life insurance - AOL

    www.aol.com/finance/adverse-selection-life...

    Definition of material misrepresentation. In a life insurance policy, material misrepresentation occurs when the applicant makes an untrue statement that, if known, would have affected the ...

  4. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    Insurance fraud refers to any intentional act committed to deceive or mislead an insurance company during the application or claims process, or the wrongful denial of a legitimate claim by an insurance company. It occurs when a claimant knowingly attempts to obtain a benefit or advantage they are not entitled to receive, or when an insurer ...

  5. Rescission (contract law) - Wikipedia

    en.wikipedia.org/wiki/Rescission_(contract_law)

    In finance, law, and insurance, rescission is the termination of a contract from the beginning (as if it never existed), rendering it void ab initio. In 2009, one judge ruled that borrowers who refinanced into an adjustable-rate mortgage could force a bank to rescind mortgage loans if it acted similarly inappropriately. [ 9 ]

  6. What happens if you lie on your life insurance application? - AOL

    www.aol.com/finance/happens-lie-life-insurance...

    Discover what happens if you’re not honest on your life insurance application.

  7. Can I add a car to my insurance that is not in my name? - AOL

    www.aol.com/finance/add-car-insurance-not-name...

    Regularly using a borrowed car — the definition of which will vary by company — and failing to notify the insurance company could result in a claim being denied for misrepresentation, so it is ...

  8. Misselling - Wikipedia

    en.wikipedia.org/wiki/Misselling

    Misselling is the deliberate, reckless, or negligent sale of products or services in circumstances where the contract is either misrepresented, or the product or service is unsuitable for the customer's needs.

  9. Material fact - Wikipedia

    en.wikipedia.org/wiki/Material_fact

    A material fact is a fact that a reasonable person would recognize as relevant to a decision to be made, as distinguished from an insignificant, trivial, or unimportant detail.