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Based in Bermuda, Nephila Capital Ltd offers a broad range of investment products focusing on instruments such as insurance-linked securities, catastrophe bonds, insurance swaps, and weather derivatives. [43] As of mid-20203 the firm manages $7.2 billion. [44]
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An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract.
Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] According to Swiss Re, of the $6.782 trillion of global direct premiums written worldwide in 2022, $2.959 trillion (43.6%) were written in the United States.
use the term errors and omissions (E&O) insurance Other professions that commonly purchase professional liability insurance include accounting, engineering, land surveying and financial services, construction and maintenance (general contractors, plumbers, etc., many of whom are also surety bonded), and transport.
The names of all the major hurricanes that impacted Texas during the 1980s were later retired by the World Meteorological Organization. [4] In contrast to the 1980s, during the 1990s only one hurricane, Hurricane Bret, made landfall on the Texas coast. [5] In the next decade five hurricanes would make landfall on Texas. [1]
The catastrophe halted the capital that hitherto had been pouring into Lloyd's, and twice as many members left between 1965 and 1968 as had left over the prior eight years. [2] It was soon realised that the membership of the Society, which had been largely made up of market participants, was too small in relation to the market's capitalisation ...
Texas: 30/60/25: Yes, however financial responsibility should then be established through a surety bond or a deposit of $55,000 with the comptroller or the county judge. [40] Utah: 25/65/15: Vermont: 25/50/10: Virginia: 30/60/20: Since July 1, 2024, drivers are now required to have insurance.