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  2. Here’s the withdrawal rate American retirees need to start ...

    www.aol.com/finance/withdrawal-rate-american...

    Knowing what rate is best for you starts with understanding your retirement savings and expected expenses. Let’s say you’ve saved $900,000 for retirement. Using the new 3.7% guideline, you’d ...

  3. The rule of 25 for retirement: What it means and how to ... - AOL

    www.aol.com/finance/rule-25-retirement-means...

    The 4% rule: Katie, now a retiree, has $1 million in retirement savings and follows the 4% rule. She can safely withdraw $40,000 annually (4% of $1 million).

  4. How Much Money Do You Need Saved To Retire at 30, 40 and 50?

    www.aol.com/finance/much-money-saved-retire-30...

    Salary Savings By Age and Retirement Savings Goal. The usual way to determine how much you need to retire is to use this formula recommended by Nate Hoskin, CFP and founder of Hoskin Capital.

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    A portion of retirement income often comes from savings, sometimes referred to as a nest egg. Analyzing one's savings involves a number of variables: how savings are invested (e.g., cash, stocks, bonds, real estate), and how this changes over time; inflation during retirement; how quickly savings are spent – the withdrawal rate

  6. You Have $4 Million in Retirement Savings: Here's How Much ...

    www.aol.com/4-million-retirement-savings-heres...

    If you've saved $4 million for retirement, you've got a great foundation. Using the 4% rule, you could withdraw $160,000 per year -- but keep in mind that a more conservative 3.5% rule might be a ...

  7. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998), based on the same data and similar analysis.