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  2. How to rebuild credit after bankruptcy - AOL

    www.aol.com/finance/rebuilding-credit-bankruptcy...

    Here are seven steps you can take to rebuild your credit and get better rates on loans and credit lines sooner rather than later. 1. Keep up with payments on existing loans

  3. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

  4. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    A good credit score can increase your chances of approval and help you qualify for lower interest rates. Lenders also consider your income, employment, and current debts when evaluating your loan ...

  5. When should I file for bankruptcy? - AOL

    www.aol.com/finance/file-bankruptcy-011643245.html

    Credit score impact: Bankruptcy can stay on your credit report for up to 10 years. This can significantly hinder your ability to secure loans, mortgages or credit cards.

  6. Can you get a car loan after bankruptcy? Learn about your ...

    www.aol.com/car-loan-bankruptcy-learn-options...

    Improving your credit score is one of the best ways to get approved for an auto loan after bankruptcy. To raise your score, prioritize paying your credit card bills and other loan payments on time ...

  7. Bankruptcy risk score - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_risk_score

    The BNI 4.0 considers a consumer's credit balances versus credit limits as the most heavily weighted factor. It has a scoring range starting at 1 (low) and ends at 600 (high) with lower scores being a greater risk for filing for bankruptcy within the next 2 years. [4]

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