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Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...
Personal guarantees: Some cards require a personal guarantee, meaning your personal credit score could be affected if you fail to pay off the card's balance. Look for a business credit card with ...
Applying for a business credit card. If you’re applying for a business credit card and your business is considered big enough, you can apply with an employer identification number (EIN). Keep in ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
Businesses typically need several years of revenue and established credit histories to qualify for financing; getting approved for an unsecured credit card or loan can be difficult without a ...
4 out of 5 Overall. Key Features. Earn up to 3% cash back. $300 statement credit. No annual fee. Get Details. Bank of America offers lots of banking products, and business credit cards are no ...
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