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  2. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  3. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Debt settlement involves negotiating with your creditors to pay off a portion of what you owe. Typically, this is a lump-sum payment in exchange for forgiveness of the remaining balance.

  4. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Debt settlement options exist, but they may come with long-term ramifications. ... “Going this route can help you eventually get free of your debt, but it will take a long time to get there ...

  5. Debt relief - Wikipedia

    en.wikipedia.org/wiki/Debt_relief

    Credit card debt and auto loan debt have serious delinquency rates of 4.6% and 2.4% respectively. [13] When consumers begin to fall behind on payments, they have several options to discharge the debt, either in full or in part. The first method is declaring bankruptcy, which has the immediate effect of stopping any payments made to creditors.

  6. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Debt settlement companies. Debt settlement companies are for-profit businesses that will try to negotiate lump-sum settlements with your creditors. Typically, you stop making payments to your ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Credit settlement may help you eliminate credit card balances for less than you owe. However, this debt relief method has several risks. If you’re one of the millions of Americans struggling ...

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