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See: Social Security Survivor Benefits — The Most Important Things You Need To Know ... Maximizing your own social security benefits as a widow or widower, or an eligible divorced spouse of a ...
“The higher-earning spouse can delay benefits to maximize survivor benefits, while a lower-earning spouse claims earlier to balance current needs with long-term income security,” said Rush.
If your spouse passes away and you are the surviving spouse of the worker, you can receive your spouse's Social Security benefits after they pass. An important caveat: your spouse must have worked...
“But make sure you run the numbers because it may benefit you to file for the survivor benefit at age 60, and wait on your own [Social Security benefits] until age 70 or you may be better off ...
3. Delay your benefit. Delaying your benefit will increase your benefit check, but there’s a limit to how high it will go. You can begin taking your Social Security benefit at age 62, though you ...
Delay Until Age 70. The maximum payout at full retirement age is $3,627 a month in 2023. But most financial planning experts recommend waiting even longer to start receiving benefits.