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The insured vehicle (physical damage) Third parties (car and people, property damage and bodily injury) Third party, fire and theft; In some jurisdictions coverage for injuries to persons riding in the insured vehicle is available without regard to fault in the auto crash (No Fault Auto Insurance) The cost to rent a vehicle if yours is damaged.
Traditionally, marine insurers such as the underwriters at Lloyd's of London covered cargo in the course of international commercial voyages by sea, providing coverage on an "all risk" basis: physical loss or damage from any cause was covered unless the policy specifically excluded that cause.
Marine insurance is always written on an occurrence basis, covering claims that arise out of damage or injury that took place during the policy period, regardless when claims are made. Policy features often include extensions of coverage for items typical to a marine business such as liability for container damage and removal of debris.
With minimum liability coverage, you miss out on physical damage coverage for your car. If you want the insurance company to pay for repairs to your car in a covered claim, consider full coverage ...
The rental company's damage waiver normally covers accidental damage and towing a damaged vehicle, as long as the renter complies with the rental contract (such as authorized drivers, locations, no racing) and with the damage waiver (such as police report [14]). Waivers may also cover theft, vandalism, loss of use, and liability.
A freight claim or cargo claim is a legal demand by a shipper or consignee against a carrier in respect of damage to a shipment, or loss thereof. [1] [2] [3]Typically, the claimant will seek damages (financial compensation for loss), but other remedies include "specific performance", where the cargo-owner seeks delivery of the goods as agreed.
For example, damage from hitting a deer or a bird flying into your windshield could be covered. Comprehensive insurance may also cover damage from pests, such as a rat chewing through wiring ...
Trailers of goods in transport are usually marked with a four digit UN number. This number, along with standardized logs of hazmat information, can be referenced by first responders (firefighters, police officers, and ambulance personnel) who can find information about the material in the Emergency Response Guidebook .