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The Bristol West Insurance Group became a part of Farmers in July 2007. In 1973, it began providing private passenger auto insurance to residents in Florida and now provides liability and physical damage insurance – focusing exclusively on private passenger vehicles – across the United States.
The commercial auto segment writes primary liability and physical damage insurance for automobiles and trucks owned by businesses primarily through an independent agency channel. The other-indemnity segment provides professional liability insurance to community banks, principally directors, and officers liability insurance. It also provides ...
It differs from property insurance in that a property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned. This extra policy provision is applicable to all types of businesses, as it is designed to put a ...
Collateral insurance primarily provides financial safeguards against physical damage to your car. At its core, it typically encompasses collision and comprehensive coverage. Depending on the ...
Flood damage coverage is not typically included in homeowners insurance policies, Allstate states, but if your roof is damaged due to wind or hail and rainwater gets into your home, your ...
Most homeowners insurance does not cover animal damage, but there are exceptions for accidents such as a deer damaging a fence or a bird breaking a window. Potential animal risks depend on where ...