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  2. How Do Variable Annuity Death Benefits Really Work? - AOL

    www.aol.com/variable-annuity-death-benefits...

    As the average life expectancy increases and one’s retirement savings must last longer, understanding how the death benefit of a variable annuity can benefit your loved ones’ financial ...

  3. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life is a type of permanent life insurance, because the death benefit will be paid if the insured dies at any time as long as there is sufficient cash value to pay the costs of insurance in the policy.

  4. How life insurance payouts work - AOL

    www.aol.com/finance/life-insurance-payouts...

    If you file the claim properly and provide all the necessary documents, you will typically receive the death benefit payout of a life insurance policy within a month. However, there are rare ...

  5. What are variable annuities? Benefits, risks and how they work

    www.aol.com/finance/variable-annuities-benefits...

    Death benefit and other features Variable annuities often come with a death benefit , which pays out a designated amount to your beneficiaries if you pass away before annuitization.

  6. Annuities vs. life insurance: What’s the difference? - AOL

    www.aol.com/finance/annuities-vs-life-insurance...

    Universal life insurance: Universal life insurance offers flexible premiums and death benefits, meaning that policyholders may adjust these amounts at some points in the policy’s life. Variable ...

  7. Actuarial present value - Wikipedia

    en.wikipedia.org/wiki/Actuarial_present_value

    Aggregate payment technique (taking the expected value of the total present value): This is similar to the method for a life insurance policy. This time the random variable Y is the total present value random variable of an annuity of 1 per year, issued to a life aged x, paid continuously as long as the person is alive, and is given by: