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Title service cost(s), paid by either party according to the contract but by default seller may pay the majority, for title search, title insurance, and possibly other title services. In some cases the attorney may do the title search or the title service and attorney fees may be combined.
Supporters also pointed out that less than 5% of title insurance premiums are paid in claims, and that every claim arises from the title company's negligence. [32] The title industry asserted that transfer fee covenants "impair marketability" by "unduly complicating real estate closings" as a result of the fee being "inadequately disclosed ...
[citation needed] Option fees are paid directly to the seller and are only refundable at closing, while earnest money in Texas is typically paid to and held in escrow by title insurance companies for the seller. Earnest money is either paid to the seller or refunded to a potential buyer, depending on a number of factors.
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The company issues title insurance policies and provides title services from 12 locations throughout Central Texas. Outside of the Austin market, prior to the Stewart merger with Gracy, Stewart's history dates back to 1893 originating in Galveston, Texas. [7] Stewart Title of Austin issues title insurance policies on three of the largest ...
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In the United States, the American Land Title Association (ALTA) is a national non-profit trade association representing the interests of nearly 4,500 title insurance companies, title agents, independent abstracters, title searchers and attorneys across the United States. [11]
Many states apply an "economic presence" test to determine whether a business will be subject to state sales or franchise tax. This test, which seems to contradict Quill, implied that States have the right to tax or "nexus" solely on the basis that a company has sales or otherwise derives an economic benefit from activities within their borders ...