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  2. Net effective rent - Wikipedia

    en.wikipedia.org/wiki/Net_effective_rent

    In this case the actual rental period is 13 months. If the lease rate is $1,500/month, the so-called face rent, then the total rent paid by the tenant will be 1,500 x 12 = $18,000. Over the 13-month period, this means the net effective rent is $1,385/month. Similar tenant inducements are often applied to large retail and industrial units as ...

  3. Accounting for leases in the United States - Wikipedia

    en.wikipedia.org/wiki/Accounting_for_leases_in...

    Under a capital lease, the lessor credits owned assets and debits a lease receivable account for the present value of the rents (an asset, which is broken out between current and long-term, the latter being the present value of rents due more than 12 months in the future).

  4. Is It Better to Rent Month-to-Month or Sign a Year-Long Lease?

    www.aol.com/better-rent-month-month-sign...

    A month-to-month lease is not always the cheapest rental option. Vicky Noufal, owner and associate broker at Platinum Group Real Estate , said the average monthly price of a two-bedroom rental is ...

  5. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. [ 1 ] The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  6. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    At the end of the month, the borrower pays back one $1000 and the $30 interest. During the second month the borrower has use of two $1000 (2/3) amounts and so the payment should be $1000 plus two $10 interest fees. By the third month the borrower has use of one $1000 (1/3) and will pay back this amount plus one $10 interest fees. [4]

  7. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    For the purposes of this calculation, a year is presumed to have 365 days (366 days for leap years), 52 weeks or 12 equal months. As per the standard: "An equal month is presumed to have 30.41666 days (i.e. 365/12) regardless of whether or not it is a leap year." The result is to be expressed to at least one decimal place.

  8. Lease-option - Wikipedia

    en.wikipedia.org/wiki/Lease-option

    The option gives the tenant the right (but not the obligation) to purchase the property at a later date. The lease option only binds the seller to sell, it does not bind the buyer to buy. That makes it a "unilateral" or one-way agreement. In contrast, a lease-purchase is a bilateral, or two-way, agreement. The basic elements of a lease-option ...

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