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  2. Accounting for leases in the United States - Wikipedia

    en.wikipedia.org/wiki/Accounting_for_leases_in...

    Under a capital lease, the lessor credits owned assets and debits a lease receivable account for the present value of the rents (an asset, which is broken out between current and long-term, the latter being the present value of rents due more than 12 months in the future).

  3. Net effective rent - Wikipedia

    en.wikipedia.org/wiki/Net_effective_rent

    In this case the actual rental period is 13 months. If the lease rate is $1,500/month, the so-called face rent, then the total rent paid by the tenant will be 1,500 x 12 = $18,000. Over the 13-month period, this means the net effective rent is $1,385/month. Similar tenant inducements are often applied to large retail and industrial units as ...

  4. Is It Better to Rent Month-to-Month or Sign a Year-Long Lease?

    www.aol.com/better-rent-month-month-sign...

    A month-to-month lease is not always the cheapest rental option. Vicky Noufal, owner and associate broker at Platinum Group Real Estate , said the average monthly price of a two-bedroom rental is ...

  5. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  6. Rule of 78s - Wikipedia

    en.wikipedia.org/wiki/Rule_of_78s

    At the end of the month, the borrower pays back one $1000 and the $30 interest. During the second month the borrower has use of two $1000 (2/3) amounts and so the payment should be $1000 plus two $10 interest fees. By the third month the borrower has use of one $1000 (1/3) and will pay back this amount plus one $10 interest fees. [4]

  7. Mortgage companies that borrowers are most satisfied with ...

    www.aol.com/finance/mortgage-companies-borrowers...

    The Mortgage Origination Study is based on 7,534 surveys of borrowers who got a new mortgage or refinanced within the past 12 months. Hal Bundrick is a senior writer covering mortgages for Yahoo ...

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