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While the student was enrolled for at least half-time they were not expected to pay any principal payments on the loan, a status referred to as in-school deferment. Deferment of repayment continued for six months after the student leaves school by graduating, dropping below half-time enrollment, or withdrawing, referred to as the grace period.
The number of undergraduate and graduate students enrolled nationally declined by 2.3% this semester, for a decline of 4.6% in student enrollment since 2019, according to the National ...
A college degree's declining value is even more pronounced for younger Americans. According to data collected by the College Board, for those in the 25–34 age range, the differential between college graduate and high school graduate earnings fell 11% for men, to $18,303 from $20,623. The decline for women was an extraordinary 19.7%, to ...
The report added that factors include "the cost of higher education after grants; the length of time in school and the likelihood of certificate or degree completion; the earnings returns from a given level of degree, major, or institution; the student's demographic background; and local economic conditions." [78]
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The consequences of dropping out of school can have long-term economic and social repercussions. Students who drop out of school in the United States are more likely to be unemployed, homeless, receiving welfare and incarcerated. [5] A four-year study in San Francisco found that 94 percent of young murder victims were high school dropouts. [6]
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