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  2. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    Insured by the Federal Housing Administration (FHA), an FHA loan requires only 3.5 percent down with a credit score as low as 580. (If you have a credit score between 500 and 579, you’ll need a ...

  3. VA home loan requirements for 2024 - AOL

    www.aol.com/finance/va-home-loan-requirements...

    However, lenders can and do set their own underwriting requirements, and many want to see a credit score for VA loans of 620 or higher. Debt-to-income (DTI) ratio for VA loans

  4. VA loans: What they are and how they work - AOL

    www.aol.com/finance/va-loans-200043770.html

    For 2024, the limit in most counties is $766,550. In more expensive areas, that limit can go up to $1,149,825. Lastly, you can only use a VA loan with a primary residence; investment properties ...

  5. VA loan benefits and disadvantages - AOL

    www.aol.com/finance/va-loan-pros-cons-180505984.html

    The VA doesn’t set a credit score minimum for borrowers, but some VA lenders might. Generally, this is around 620, the same as a conventional loan — though many may allow for lower scores.

  6. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Credit score. Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum ...

  7. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    First-time buyers, senior and buyers with poor credit. U.S. Department of Agriculture (USDA) loan. No. Yes. 0% and up. Low-income borrowers, buyers with poor credit and buyers or builders in rural ...

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