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2. 5 Reasons You Can Be Denied a Mortgage -- Even if Your Credit ...

   www.aol.com/5-reasons-denied-mortgage-even...

   This can vary significantly by lender and the type of mortgage, but six months' worth of reserves is a common figure. The good news is that this doesn't need to be cash sitting in a savings account .

3. Best mortgage lenders for bad credit in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-bad...

   Lender. Credit requirements. Down payment minimum. Bankrate Score. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed

4. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

5. How your mortgage affects your credit score - AOL

   www.aol.com/finance/mortgage-affects-credit...

   How far back do mortgage lenders look at credit history?Typically, mortgage lenders look at the last six years of your credit history before making a decision on whether you give you a loan.

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [19]

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]