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  2. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    12-month Treasury Average Index (MTA) Constant Maturity Treasury (CMT) National Average Contract Mortgage Rate; Bank Bill Swap Rate (BBSW) Consumer Price Index (CPI) [4] In some countries, banks may publish a prime lending rate which is used as the index. The index may be applied in one of three ways: directly, on a rate plus margin basis, or ...

  3. Negative amortization - Wikipedia

    en.wikipedia.org/wiki/Negative_amortization

    Most NegAm loans today are tied to the Monthly Treasury Average, in keeping with the monthly adjustments of this loan. There are also Hybrid ARM loans in which there is a period of fixed payments for months or years, followed by an increased change cycle, such as six months fixed, then monthly adjustable.

  4. Trailing twelve months - Wikipedia

    en.wikipedia.org/wiki/Trailing_twelve_months

    You generate a trailing twelve months figure for each item in the income statement by adding the figure for the reporting period since the company's financial year end to the figure in the annual report and taking off the figure for the matching period the previous year (e.g. 3 months from 1 Jan 2008 to 31 March 2008 plus 12 months to 31 ...

  5. How do certificates of deposit work? Understanding CDs ... - AOL

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    Due to their fixed terms and low deposit requirements, CDs can offer significantly higher interest rates when compared to traditional savings and checking accounts — up to 10 times more than the ...

  6. America is now paying more in gross interest on its record ...

    www.aol.com/finance/america-now-paying-more...

    The fiscal year starts Oct. 1, and in the first month the Treasury shelled out $88.9 billion in interest on its debt securities, while the Department of Defense spend $83.4 billion on military ...

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