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A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...
If an excluded person drives your car and has an accident, they won't be covered, even if you gave permission. If you’re unsure whether a driver is covered or not, check with your insurance ...
Document accident details: This is the time to make a record of pertinent information, such as license plate numbers, insurance information for all involved drivers and photos of the vehicle ...
Crashes at intersections (road junctions) are a very common type of road collision types. Collisions may involve head-on impact when one vehicle crosses an opposing lane of traffic to turn at an intersection, or side impacts when one vehicle crosses the path of an adjoining vehicle at an intersection.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Accident management is the centralised handling of a motorist’s claim following a road traffic collision or other damages or mishaps that happen to a vehicle while on or off road. It is a cost-effective intermediary service which assists drivers in getting back on the road quickly and in managing the claims process alone. [ 1 ]