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Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... This kind of prequalified offer isn’t a useful ...
Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...
Fortiva was a software as a service (SaaS) based email archiving company. Founded in 2005 by Paul Chen , the former CEO and founder of FloNetwork (later acquired by DoubleClick ). Fortiva's SaaS email archiving service introduced a "hybrid" method, taking advantage of storage and services "in the cloud" while leaving control over email services ...
In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.
Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. [1]
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