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  2. Best merchant cash advances - AOL

    www.aol.com/finance/best-merchant-cash-advances...

    Lender. Best for. Loan amounts. Bankrate score. Lendio. Loan marketplace for MCAs. $5,000 to $2 million. 4.6. PayPal. Accessible merchant cash advances. $1,000 to $150,000 for first-time borrowers

  3. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Also, because MCA providers typically give more weight to the underlying performance of a business than the owner's personal credit scores, merchant cash advances offer an alternative to businesses who may not qualify for a conventional loan. An example transaction is as follows: A business sells $25,000 of a portion of its future credit card ...

  4. What is a merchant cash advance? - AOL

    www.aol.com/finance/merchant-cash-advance...

    A merchant cash advance is an alternative type of business financing that advances a lump-sum payment based on future credit or debit card sales. You’re essentially guaranteeing the advance with ...

  5. Merchant services - Wikipedia

    en.wikipedia.org/wiki/Merchant_services

    The customer uses a payment card for the purchase, the merchant service provider will move the customer's funds to that of the retailer. This can usually take up to 48 hours for these funds to be credited to the retailer's bank account. Some merchant service providers offer cash advance services to transfer funds faster.

  6. 9 types of business loans - AOL

    www.aol.com/finance/9-types-business-loans...

    3. Merchant cash advance. A merchant cash advance (MCA) is a short-term business loan option offered by online lenders. The amount you receive is based on your credit or debit card sales rather ...

  7. Simpay (company) - Wikipedia

    en.wikipedia.org/wiki/Simpay_(company)

    Simpay (formerly Alpha Card Services, but legally still Alpha Card Services, LLC) is a United States–based company that provides card processing services, payroll, Point of sale (POS) systems, gift and reward cards, ATM services, and merchant cash advances to smaller businesses in a wide variety of industries in the United States.

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