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2. Federal Housing Enterprises Financial Safety and Soundness ...

   en.wikipedia.org/wiki/Federal_Housing...

   The Act established the Office of Federal Housing Enterprise Oversight (OFHEO) within the United States Department of Housing and Urban Development (HUD). It also mandated that HUD set specific goals for the government-sponsored enterprises Fannie Mae and Freddie Mac, with regard to low income and underserved housing areas. [1] [2

3. Community Reinvestment Act - Wikipedia

   en.wikipedia.org/wiki/Community_Reinvestment_Act

   The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

4. Fannie Mae quietly scrapped a program that could have saved ...

   www.aol.com/finance/fannie-mae-quietly-scrapped...

   With the objective of making housing more affordable — especially for lower-income Americans — government-sponsored mortgage company Fannie Mae was reportedly considering a pilot program that ...

5. Subprime crisis impact timeline - Wikipedia

   en.wikipedia.org/wiki/Subprime_crisis_impact...

   October: Fannie Mae commits to purchase and securitize $2 billion of Community Reinvestment Act eligible loans, [64] [65] November : Fannie Mae announces that the Department of Housing and Urban Development (“HUD”) will soon require it to dedicate 50% of its business to low- and moderate-income families" and its goal is to finance over $500 ...

6. Here’s What You Need to Know About Fannie Mae’s ... - AOL

   www.aol.com/know-fannie-mae-refinance-program...

   Fannie Mae's new refinance program "RefiNow" is scheduled to launch June 5, available for qualifying homeowners with a Fannie Mae-owned mortgage. Low-income households could potentially save ...

7. What is Fannie Mae? All about America’s big mortgage ... - AOL

   www.aol.com/finance/fannie-mae-america-big...

   Fannie Mae was established by the Congressional Fannie Mae (FNMA) Charter Act in 1938. In the wake of the Great Depression, nearly a quarter of U.S. homeowners lost their properties to foreclosure ...

8. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Economist Paul Krugman and attorney David Min have argued that Fannie Mae, Freddie Mac, and the Community Reinvestment Act (CRA) could not have been primary causes of the bubble/bust in residential real estate because there was a bubble of similar magnitude in commercial real estate in America [71] — the market for hotels, shopping malls and ...

9. Renting vs. Buying Real Estate: See the Cost Difference in 7 ...

   www.aol.com/renting-vs-buying-real-estate...

   Scottsdale. Population: 240,537 Household median income: $104,197 Average home value: $830,727 Average monthly expenditures: $2,052 Average monthly mortgage payments ...