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  2. It is often called hazard insurance because the average homeowners policy includes coverage for a list of perils, or causes of loss, that can damage or destroy your home. Homeowners insurance

  3. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Hazard insurance usually refers to the part of your home insurance policy that covers your home’s physical structure. The term “hazard insurance” is more commonly used by mortgage companies ...

  4. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  5. Mortgage insurance vs homeowners insurance: what’s the ...

    www.aol.com/finance/mortgage-insurance-vs...

    Homeowners insurance, also known as hazard insurance, may help repair your home’s structure and property from financially devastating losses like fires, storms and other perils listed in your ...

  6. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Swimming pools: Some home insurance providers may not issue policies to homeowners with swimming pools, while others may require specific safety criteria in order to insure the home. Depending on ...

  7. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    Typically, mortgage insurance is a separate policy homeowners pay for in addition to home insurance when the down payment to purchase the home falls below 20 percent.

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