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2. 7 best banks for seniors and retirees in January 2025: Ring ...

   www.aol.com/finance/best-bank-accounts-for...

   U.S. Bank is a brick-and-mortar bank with over 2,000 physical branches in 27 states. As someone who values face-to-face banking, I appreciate U.S. Bank’s extensive network. Plus, it offers a ...

3. What is a balance transfer — and is it a good idea for debt?

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   For example, if you have a car loan with a 7 percent interest rate, transferring it to a balance transfer credit card with a 29.99 percent regular interest isn’t likely to make sense if you’ll ...

4. How do balance transfers work, and will one work for you? - AOL

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   A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

5. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   After personal loans, focus on paying off auto loans next if it makes sense. The average car loan rate is 8.40% for five-year terms and 8.76% for six-year terms, with the average loan balance ...

6. Need another balance transfer? Don’t feel ashamed - AOL

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   In this case, another balance transfer could help you buy more time, as the best balance transfer cards offer up to 21 months interest-free. There’s no shame in taking advantage of the financial ...

7. Which cards still offer a 21-month intro APR? - AOL

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   The most common type of debt consolidation loan is a personal loan, though homeowners also have the option of a home equity loan. The bottom line. A balance transfer card is among the best tools ...