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Host liquor liability insurance can provide extra coverage for a party host if alcohol is served. Many states have social host liability laws, which can make the host liable for the actions of ...
Using NEXT data from claims related to common types of business insurance (general liability, commercial property, and workers' compensation), NEXT identified the most frequent causes of claims.
General liability: This type of insurance covers lawsuits involving bodily injury or property damage. Professional liability: This insurance is sometimes called "errors and omissions coverage."
A typical business owner's policy includes property and liability insurance. The property insurance portion of a BOP is available most often as named-peril coverage, which provides compensation only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.). [3]
Grange Mutual Casualty Company, commonly known as Grange Insurance, is an American insurance company based in Columbus, Ohio. [4] Grange market's network is about 3,600 independent agents to offer home, auto, life, and business insurance protection to policyholders. [5] The company, formed in 1935, now operates in 13 states.
The Ohio Division of Liquor Control, part of the Ohio Department of Commerce, controls alcohol manufacturing, distribution and sales within the U.S. state of Ohio. Ohio is an alcoholic beverage control state , thus the state has a monopoly over the wholesaling or retailing of some or all categories of alcoholic beverages.
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