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NJM Insurance Group is an American mutual insurance group of companies, offering personal auto, commercial auto, workers' compensation, homeowners, condo, renters, and umbrella insurance. It is headquartered in the West Trenton section of Ewing Township, New Jersey , and serves markets in Connecticut , Delaware , Maryland , New Jersey , New ...
“In New Jersey, while the risk and subsequent insurance costs are generally lower than in more seismically active regions, the value of adding earthquake insurance cannot be overstated,” she said.
Swimming pools: Some home insurance providers may not issue policies to homeowners with swimming pools, while others may require specific safety criteria in order to insure the home. Depending on ...
In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.
It is more specific and detailed re: the company’s founding and replaces NJM’s link with an external one. "NJM was founded in 1913 to provide workers’ compensation for New Jersey businesses. NJM’s initial goal was to create safe working conditions and reduce the frequency of injury, according to the company’s history website." [1]
The need for standardization grew so great that a private company based in Jersey City, New Jersey, Insurance Services Office, also known as the ISO, was formed in 1971 to provide risk information and it issued simplified homeowner's policy forms for reselling to insurance companies. These policies have been amended over the years.
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