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  2. How small businesses can set themselves up for success with ...

    www.aol.com/small-businesses-set-themselves...

    Many businesses in the United States offer health insurance as a company benefit. According to the Kaiser Family Foundation, 53% of firms with three or more employees provide coverage for at least ...

  3. How a 50-year-old law changed retirement and why it needs a ...

    www.aol.com/finance/50-old-law-changed...

    Moreover, many small-business owners contend offering a retirement plan to employees is simply too costly and complicated to manage under the law. What has changed since the law was enacted ERISA ...

  4. Trustmark (benefits company) - Wikipedia

    en.wikipedia.org/wiki/Trustmark_(benefits_company)

    Trustmark Small Business Benefits focuses on employer-sponsored health benefit solutions for smaller employers. In addition to health plan coverage, Small Business Benefits an array of ancillary coverage. Star Marketing and Administration, Inc (Starmark) administers PPO-based fully insured and self-funded plans to small businesses and their ...

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    The IRS monitors defined contribution plans such as 401(k)s to determine if they are top-heavy, or weighted too heavily in providing benefits to key employees. If the plans are too top-heavy, the company must remedy this by allocating funds to the other employees' (known as non-key employees) benefit plans. [53]

  6. Self-funded health care - Wikipedia

    en.wikipedia.org/wiki/Self-funded_health_care

    ERISA is a federal law that sets minimum standards for employee benefit plans, including pension plans and health benefit plans, in private industry within the United States. ERISA neither requires an employer to establish a pension plan , with few exceptions, [ 6 ] nor dictates what benefits must be offered; instead, it requires that employers ...

  7. Employee Retirement Income Security Act of 1974 - Wikipedia

    en.wikipedia.org/wiki/Employee_Retirement_Income...

    The Health Insurance Portability and Accountability Act of 1996 (HIPAA) prohibits a health benefit plan from refusing to cover an employee's pre-existing medical conditions in some circumstances. It also bars health benefit plans from certain types of discrimination on the basis of health status, genetic information, or disability.

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