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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    The application review process and decisions for no-credit-check loans are based on other factors, such as your employment status, income or bank account history. It may even be based on ...

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    The average credit card interest rate was 21.51% in May 2024, according to the Federal Reserve — just over 10 percentage points higher than the average personal loan interest rate. That lower ...

  4. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    For example, some banks shave 0.25 percent off your personal loan APR if you already have a qualifying checking or savings account with the bank. If you like your bank or have been a long time ...

  5. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    An example of these loans are cooperative loans. Interest rates for personal loans in Malaysia are influenced by either one of these factors: loan amount, loan tenure and income of the applicant. In some cases, the bank will take 2 or even 3 of these factors to decide on the appropriate interest rate to be applied to the personal loan.

  6. Best No Credit Check Loans: 2022’s Top Online Direct Lenders

    www.aol.com/entertainment/best-no-credit-check...

    Moreover, Credit Loan offers you a loan without running any credit checks, and the amount ranges from $250 to $5,000 for bad credit holders. In terms of the annual percentage rate, it ranges from ...

  7. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap. [4] Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role. These alternative financial service providers are ...

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