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  2. New York car insurance laws - AOL

    www.aol.com/finance/york-car-insurance-laws...

    Car insurance laws in New York. New York is a no-fault state, which means that in addition to liability insurance, drivers need to purchase personal injury protection (PIP). The state also ...

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In an at-fault state, fault is determined by the party that caused the accident. The drivers involved in a car accident may also discuss fault at the scene of the incident and in some cases, a ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.

  5. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  6. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  7. Staged crash - Wikipedia

    en.wikipedia.org/wiki/Staged_crash

    The state ranks number one in staged car accidents across the US according to the National Insurance Crime Bureau [20] [21] and is the most expensive state for auto insurance. Being a no-fault insurance state that requires a certain amount of personal injury protection for auto insurance, [22] insurance companies are required to pay up to ...

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